PRIVACY POLICY

1. Revisions to this Policy

The Site will consider Your continued use of the Site or the Services after the Site makes changes to this Policy as Your acceptance of the changes, so please check this Policy frequently for updates.  We reserve the right to revise, amend, or modify this Policy and Our other policies and agreements at any time and in any manner. You should periodically check for any modifications of this Policy by re-visiting this web page and using the “refresh” button on Your browser as well as clearing Your web browser history.  You should note the “Last Modified” date of this Policy, which appears at the top of this Policy. If the Last Modified date remains unchanged after You have clicked the “refresh” button on Your browser, You may presume that no changes have been made since the last reading of the Policy. A changed Last Modified date indicates that this Policy has been updated or edited, and the updated or edited version supersedes any prior versions immediately upon posting.

2. Are Minors Welcome?

The Site is not intended for persons under 18-years old.  You will only access the Site if (1) You are at least 18-years old; and (2) have reached the age of majority where You live.  The Site prohibits all persons who do not meet the age requirements from accessing the Site. Minors must not access the Site.  The Site does not knowingly collect any information about children, minors, or anyone under the age of majority, nor does the Site knowingly market to children, minors, or anyone under 18-years old.  If You are under 18-years old, You must not submit information to the Site and must leave the Site.

3. What types of information does the Site collect about You and how is it collected?

The public data and information made available on the Site is not collected from its Users, but is acquired from various sources of public data and records.  This public data and information that is made available through the Site was obtained solely by publicly-available data and record sources, and was not acquired via Users' access of the Site.  The Site collects several types of information from and about Users of the Site or Services, including information:

• by which You may be personally identified, including Your name, postal address, email address, telephone number, or any other information that the Site collects that is defined as personal or personally identifiable information under law (“personal information”); that is about You but individually does not identify You, including Your age, gender, location, and any other optional information You provide about Yourself; or about Your Internet connection, the equipment You use to access the Site or the Services, and usage details.

The Site collects this information:

• Directly from You when You provide it to the Site.
• Automatically as You navigate through the Site or the Services. Information collected automatically may include usage details, IP addresses, device ID, and information collected through cookies, web beacons, and other tracking technologies.
• From third parties, for example, the Site’s business partners.

Information You Provide to the Site

The information the Site collects on or through the Site or the Services may include:

• Information that You provide by filling in forms associated with the Services.  This includes information provided at the time of registering to use the Services, signing up for an account, or requesting further services.  Such information specifically includes Your social media username, password, and other access information. The Site may also ask You for information when You report a problem with the Services.
• Records and copies of Your correspondence (including but not limited to email addresses), if You contact the Site.
• Your responses to surveys that the Site might ask You to complete for research purposes.
• Details of transactions You carry out through the Site or the Services and of the fulfillment of Your requests.
• Your search queries on the Site.
• Your social media accounts used in connection with the Services.

Information the Site Collects through Automatic Data Collection Technologies

As You navigate through and interact with the Site or the Services, the Site may use automatic data collection technologies to collect certain information about Your equipment, browsing actions, and patterns, including:

• Details of Your activities associated with the Services, including traffic data, location data, logs, and other communication data and the resources that You access and use on the Services.
• In compliance with the Digital Advertising Alliance’s suite of Self-Regulatory Principles (“DAA Principles”) You can opt-out from receiving targeted ads/Interest-Based Advertising from the Site or served on its behalf, as follows:
  • In Android operating systems, by opening the “Google Settings app” from Your app drawer, tapping “Ads”, and selecting “Opt-out of Interest-based ads” (How to opt out of personalized ads). Please note that this will block Your phone from receiving tailored ad recommendations across Your device.
    
  • In iOS operating systems, by clicking on Settings -> General -> About -> Advertising and toggling Limit Ad Tracking to ‘ON’ (Opt out of interest-based ads). Please note that this will block Your phone from receiving tailored ad recommendations across Your device.
• Information about Your computer and Internet connection, including Your IP address, device ID, operating system, and browser type.
• Information about Your mobile device and Internet connection, including the device’s unique device identifier, IP address, operating system, browser type, mobile network information, and the device’s telephone number.  This information may also include details about Your mobile carrier, Your precise geographic location information, and other information described in this Policy. If You do not want Your location known, You can turn off location services on Your mobile device by going to: 1) settings, 2) location services, 3) off [for iOS devices]; and, 1) profile, 2) privacy, 3) on [for Android devices.]

The information the Site collects automatically is statistical data and does not include personal information, but the Site may keep it or associate it with personal information the Site collects in other ways or receives from third parties. It helps the Site to improve the Services and to deliver a better and more personalized service, including by allowing the Site to:

• Estimate the Services’ audience size and usage patterns.
• Store information about Your preferences, thus allowing the Site to customize the Services according to Your individual interests.
• Speed up Your searches.
• Recognize You when You return to the Services.

The technologies the Site uses for this automatic data collection may include:

• Cookies (or browser cookies). A cookie is a small file placed on the hard drive of Your computer.  Your browser stores cookies in a manner associated with each website You visit.  The Site uses cookies to enable its servers to recognize Your browser and tells the Site how and when You visit the Site and use the Services. You may refuse to accept browser cookies by activating the appropriate setting on Your browser.  However, if You select this setting You may be unable to access certain parts of the Site. Unless You have adjusted Your browser setting so that it will refuse cookies, the Site’s system will issue cookies when You direct Your browser to the Site.  If You want to learn more about cookies, please visit www.allaboutcookies.org. 
• Flash Cookies. Certain features of the Site may use local stored objects (or Flash cookies) to collect and store information about Your preferences and navigation to, from, and on the Site.  Flash cookies are not managed by the same browser settings as are used for browser cookies. For information about managing Your privacy and security settings for Flash cookies, You can access Your Flash management tools from Adobe’s website.
• Web Beacons. Pages of the Site (and the Site’s emails) may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Site, for example, to count users who have visited those pages (or opened an email) and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).  If You want to learn more about web beacons, please visit http://www.allaboutcookies.org/faqs/beacons.html. 

The Site does not collect personal information automatically, but it may tie this information to personal information about You that the Site collects from other sources or that You provide to the Site. 

Third-party Use of Cookies and Other Tracking Technologies

Some content or applications, including advertisements, on the Site are served by third parties, including advertisers, ad networks and servers, content providers, and application providers.  These third parties may use cookies alone or in conjunction with web beacons or other tracking technologies to collect information about You when You use the Site. The information they collect may be associated with Your personal information or they may collect information, including personal information, about Your online activities over time and across different websites and other online services.  They may use this information to provide You with interest-based (behavioral) advertising or other targeted content.

The Site does not control third-party tracking technologies or how third parties’ use them.  If You have any questions about an advertisement or other targeted content, You should contact the responsible provider directly. 

Social Networks and Third-Party Plug-ins

The Services may include plugins from social networks and other third parties. An example of a plugin is the Facebook® “Like” button.  Where legally permitted, these plugins may communicate with and send information to the party that provided the plugin, even if You do not click on the plugin.  This information may include Your IP address, information about Your browser and device, and the address of the webpage You are visiting on the Services. Loading, using, or clicking the plugins may also place, read, and transmit cookies.  These cookies may contain a unique identifier the social network or third-party assigns You. The loading, functionality, and Your use of the plugins are governed by the privacy policy and terms of the party that provided the plugin.

4. How We Use Your Information

The Site may use information that it collects about You or that You provide to the Site, including any personal information:

• To present the Site or the Services and their contents to You.
• To provide You with information, products, or services that You request from the Site.
• To fulfill any other purpose for which You provide it. 
• To provide You with notices about Your account, including expiration and renewal notices.
• To carry out the Site’s obligations and enforce its rights arising from any contracts entered into between You and the Site. 
• To notify You about changes to the Services or any products or services the Site offers or provides through the Services.
• To allow You to participate in any interactive features on the Services.
• To monitor and analyze trends, usage, and activities in connection with the Services and for marketing or advertising purposes.
• To investigate and prevent fraudulent transactions, unauthorized access to the Services, and other illegal activities.
• To personalize the Services’ content, features, or advertisements. 
• In any other way the Site may describe when You provide the information.
• For any other purpose with Your consent.

The Site may also use Your information to contact You about the Site’s own and third parties’ goods and services that may be of interest to You.  If You do not want the Site to use Your information in this way, please send the Site an email/contact us at [email protected]. For more information, see What choices do You have about how the Site uses and discloses Your information.

The Site may use the information it has collected from You to allow the Site to display advertisements to its advertisers’ target audiences.  Even though the Site does not disclose Your personal information for these purposes without Your consent, if You click on or otherwise interact with an advertisement, the advertiser may assume that You meet its target criteria.

5. With Whom Do We Share Your Information?

The Site may disclose aggregated information about its users, and information that does not identify any individual, without restriction.

The Site may disclose personal information that it collects or that You provide as described in this Policy:

• To the Site’s subsidiaries and affiliates.
• To contractors, service providers, and other third parties the Site uses to support its business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which the Site discloses it to them.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of the Site’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by the Site about the Site’s or the Services’ users is among the assets transferred.
• To third parties to market their products or services to You if You have not opted out of these disclosures.  The Site contractually requires these third parties to keep personal information confidential and use it only for the purposes for which the Site discloses it to them.  For more information, see What choices do You have about how the Site uses and discloses Your information.
• To fulfill the purpose for which You provide it. 

• For any other purpose disclosed by the Site when You provide the information.
• With Your consent.

The Site may also disclose Your personal information:

• To comply with any court order, law, or legal process, including responding to any government or regulatory request.
• To enforce or apply the terms of use and other agreements, including for billing and collection purposes or to receive payment from the Site.

If the Site believes disclosure is necessary or appropriate to protect the rights, property, or safety of the Site, its customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

6. Special Cases

It is Our policy not to use or share the personal information about users in ways unrelated to those described in this Policy without also providing You an opportunity to opt out or otherwise prohibit such unrelated uses.  However, We may disclose personal information, or information regarding Your use of the Services or Site accessible through Our Services, for any reason if, in Our sole discretion, We believe that it is reasonable to do so, including: 

  i. To satisfy any laws, such as the Electronic Communications Privacy Act, regulations, or governmental, or legal requests for such information; 

  ii. To disclose information that is necessary to identify, contact, or bring legal action against someone who may be violating our Terms & Conditions or other User policies;

  iii. To operate Our Services properly;

  iv. To protect ourselves, Our Users, and the general public.  We specifically reserve the right to disclose any and all information to law enforcement in the event that a crime is committed, is suspected, or if We are compelled to do so by lawful criminal, civil, or administrative process, discovery requests, subpoenas, court orders, writs, or reasonable request of authorities or persons with the reasonable power to obtain such process.

  v. We will always cooperate with law enforcement authorities, government agencies, and private-party litigants seeking information about Our Users to the extent required by applicable law, or if We are legally advised to do so.  Examples of such cooperation include but are not limited to: lawful criminal, civil, or administrative process, discovery requests, subpoenas, court orders, writs, or reasonable request of authorities or persons with the reasonable power to obtain such process.   

7. What choices do You have about how the Site uses and discloses Your information?

The Site strives to provide You with choices about the personal information You provide to the Site.  The Site has created mechanisms to provide You with the following control over Your information:

• Tracking Technologies and Advertising.  You can set Your browser to refuse all or some browser cookies, or to alert You when cookies are being sent.  To learn how You can manage Your Flash cookie settings, visit the Flash player settings page on Adobe’s website.  To learn how You can manage Your other cookies, visit www.allaboutcookies.org/manage-cookies/.  If You disable or refuse cookies, please note that some parts of the Site may then be inaccessible or not function properly.

The Site does not control third parties’ collection or use of Your information to serve interest-based advertising.  However, these third parties may provide You with ways to choose not to have Your information collected or used in this way.

8. Do Not Track Policy

Do Not Track (“DNT”) is a privacy preference that You can set in Your browser.  DNT is a way for You to inform websites and services that You do not want certain information about Your webpage visits collected over time and across websites or online services.  The Site is committed to providing You with meaningful choices about the information it collects and that is why the Site provides You the ability to opt out. However, the Site does not recognize or respond to any DNT signals as the Internet industry works toward defining exactly what DNT means, what it means to comply with DNT, and a common approach to responding to DNT.  For more information, visit www.allaboutdnt.com.

9. Public Forums & Other Public Areas

If at any time during Your visit to the Site, You enter into a public forum or interactive communication feature such as chat sessions or discussion boards, You have exited Our Site.  We do not provide such features on Our Site, therefore, You understand and agree that the Site is not responsible for any content shared or distributed via such interactive features.

10. Google

Google's advertising requirements can be summed up by Google's Advertising Principles.  They are put in place to provide a positive experience for Users and can be found here: https://support.google.com/adspolicy/answer/6008942

We use Google AdSense Advertising on Our Site.  Google, as a third-party vendor, uses cookies to serve ads on Our Site.  Google's use of the DART cookie enables it to serve ads to Our users based on previous visits to Our Site and other sites on the Internet.  Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network Privacy Policy.

The Site utilizes Remarketing with Google AdSense, Google display network impression reporting, demographics and interests reporting, and DoubleClick platform integration.  The Site, along with third-party vendors such as Google, use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to Our Site.

If You wish to opt out, users can set preferences for how Google advertises to You using the Google Ad settings page.  Alternatively, You can opt out by visiting the Network Advertising initiative opt out page or permanently using the Google Analytics Opt Out Browser add on.

11. International Users

This Policy is intended to cover collection of information on or through Our Site within the United States.  This Site is not intended for EU users, or users from any country which requires stricter privacy policies than those described in this document.  If You are visiting Our Site from outside the United States, please be aware that Your information may be transferred to, stored, and processed in the United States where Our servers are located and Our central databases are operated.  The data protection and other laws of the United States and other countries might not be as comprehensive as those in Your country. By using Our services, You understand that Your information may be transferred to Our facilities and those third parties with whom We share it as described in this Policy.  When You provide personal information to Us through the services, You consent to the processing of Your data in, and the transfer of Your data to, the United States or any other country in which We or Our affiliates, subsidiaries, or service providers host these services.

12. Our Commitment to Data Security

The Site has implemented measures designed to secure Your personal information from accidental loss and from unauthorized access, use, change, and disclosure.  All information You provide to the Site is stored on its secure servers behind firewalls.

13. Your California Privacy Rights

California Civil Code § 1798.83 permits users of the Website that are California residents to request certain information about the Company’s disclosure of personal information to third parties for their direct marketing purposes. To make this request, please send the Company an email/contact us/change user settings at [email protected].    

Further, if You are a California resident and would like to opt out from the disclosure of Your personal information to any third-party for marketing purposes, please send the Company an email/contact us/change user settings at [email protected]. Please be advised that if You opt out from permitting Your personal information to be shared, You may still receive selected offers directly from the Company in accordance with California law.

14. Links to Other Websites

The Site may contain links to other websites.  Please be aware that the Site is not responsible for the content or privacy practices of those other websites.  The Site encourages its users to be aware when they leave the Site and to read the privacy statements of any other website that collects personally identifiable information.

15. No Rights of Third Parties

This Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to Users of the Site or the Services.

16. Contact Information

To ask questions or comment about this Privacy Policy or the practices described herein, You may contact Us at [email protected].